Every Bill. Protected.

Subscriptions, rent, insurance, car payments, utilities — if it repeats, we protect it.

Alerts at 7d, 48h, 24h — with proof when prices change.

Free includes 3 bills + 2 trials. No credit card needed.

A bill protection system. Automation without bank login. Targeting Summer 2026.
3 alerts per cycle No bank login On-device bill data
No data resale Manual tracking works offline Delete anytime

43% of Americans say monthly streaming billing leaves them paying for unused time.

Bango U.S. consumer research, March 2026

How It Works

Add once. BillAlerts is built to handle every cycle after that.

Tell Us What You Pay

Add bills manually, from a screenshot, or from bank notifications — without connecting to your accounts. Bill data stays on your device.

Get 3 Alerts Every Cycle

7-day, 48-hour, and 24-hour reminders when notifications are enabled. Price changes flagged with proof.

Confirm and Move On

Tap “Confirm” to mark a bill as seen — BillAlerts keeps monitoring it. If you don’t respond, follow-up reminders can be sent automatically.

Where your data lives: Your phone On-device OCR Local database Local alerts

No bill data stored on our servers. No screenshots uploaded. Waitlist email stored securely for launch access only. Optional analytics/crash logs only if you enable them.

Stored on device
Bills, OCR text, alert history
We never ask for
Bank logins and passwords
Optional
Crash logs & analytics (you choose)
Delete anytime
Uninstall removes local data (unless your device backup restores it)

See It In Action

Seven screens. One system. Everything accounted for.

Color tells the story.
Built for a glance.

Your alerts change color as due dates approach. Clear when you're safe. Gold when it's close. Red when it's time to act.

$
BILLALERTSnow
7 DAYS
Spotify — $12.99 in 7 days
On schedule. No changes detected.
7 DAYS
48 HOURS
24 HOURS

How We Compare

Based on public features from Rocket Money, Monarch, Bobby, PocketGuard, and Copilot.

Other Bill Apps
BillAlerts
Bank login
Often relies on linked financial accounts for auto-detection
Never needed
Alerts per bill
Varies — often a single upcoming-bill reminder
3 layers — 7d, 48h, 24h (at launch)
Cancellation help
Some offer help (may require account credentials)
40+ step-by-step guides (at launch)
Dark pattern warnings
Not commonly found in bill apps
Flagged before you cancel (at launch)
Price change proof
Some flag increases; few offer a proof record
Old vs. new with timestamped proof
Charge forecast
Some apps offer forecasts (e.g. Monarch)
Bill-level, 3 months out (at launch)
Cancel sprint
Not commonly offered
7-minute guided review (at launch)
Your data
Often requires connecting financial accounts
On-device by design
Business expenses
CSV exports common; dedicated toggle less common
Toggle + CSV export
Price
Often $7–$15/mo; some charge negotiation fees
Free + $12.99/mo Pro

Comparison based on publicly available information as of March 2026 and may change. Rocket Money Premium uses a “pay what you think is fair” model, typically $7–$14/mo. Monarch costs $14.99/mo or $99.99/yr. Bobby’s official site links to the iOS App Store. Copilot is available on iPhone, iPad, Mac, and Web (no Android app listed). BillAlerts features marked “at launch” reflect planned functionality for the initial release. Alerts require notifications enabled and may be affected by device settings.

Built with real feedback

Early testers shaped how BillAlerts works. Here’s what they asked for — and what we built.

💼
Asked for business expense tracking
Led to Business Mode — toggle between personal and business bills with separate exports.
🏠
Wanted rent and car payments, not just Netflix
Led to universal bill support — 20 categories covering subscriptions, housing, utilities, insurance, and more.
🔒
Asked how it’s different from Rocket Money
Led to Charge Watch + no bank login positioning — automation from notifications you already receive, not account credentials.

See the System in Action

25-second overview, then try the interactive demo below.

Charge Watch Demo

Watch the engine work.

Upload a bank statement screenshot, or use our sample. Watch the system detect bills, catch price changes, and show proof.

or skip straight to the good part

Interactive preview — runs locally in your browser. No files uploaded or stored.

On-device OCR in the appBill data stays on your deviceDelete anytime

Analyzing your statement…

  • Scanning statement…
  • Identifying commitments…
  • Checking for changes…
  • Building alert schedule…

5 commitments identified

3 recurring · 1 trial · 1 price change caught

Groceries
Whole Foods MarketWeekly pattern
$87.42
Rent
Property Management CoRecurring
$1,850.00
Music
Spotify PremiumRecurring
$12.99
Streaming
Netflix+25% increase
$22.49
Trial
HuluTrial ending
$0.00
!
Price change detected — Netflix
Was $17.99 → Now $22.49. Billing date shifted. Review proof before next renewal.
CHARGE WATCH · PRICE CHANGE CAUGHT

Netflix

Last charge$17.99Jan 12
Next charge$22.49Feb 10
+25%Price increase
+$54.00Extra per year
12th → 10thBilling day moved

Charge Watch caught the change. Proof Ledger recorded the evidence. Flagged before renewal. Your bank statement just showed a different number.

Get Early Access — Free

What This Looks Like in Practice

Caught a $54/year price hike
Netflix raised the price. BillAlerts flagged the change, showed old vs. new with timestamps, and calculated the yearly impact — before the next charge.
Proof Ledger
Found a forgotten trial
A free trial was about to convert to $14.99/month. The 48-hour alert fired — cancelled with 2 days to spare.
3-Layer Alerts
Cut 3 bills in 7 minutes
Stop the Bleed ranked bills by annual cost. Three services weren’t worth it. Cancel Kit walked through each one step by step.
Cancel Sprint

Illustrative scenarios based on planned features at launch.

Everything You Get

5 features free. 10 more with Pro.

Free

$0
forever · up to 3 bills + 2 trials
Get Early Access
Best Value

Pro

$12.99/mo
or $99.99/year ($8.33/mo)
Get Early Access
Free Pro
Protection
3 reminders per bill (7d, 48h, 24h)
Command Center dashboard
Price change detection
Cancel difficulty rating
Lock screen widget
Intelligence
Unlimited bills
Auto-detect charges from bank notifications (Android at launch)
3-month charge forecast
Ghost charge detection
Timestamped proof for every charge
Cancel Tools
Step-by-step cancellation guides (40+ services)
Cancellation trap warnings
7-minute “Stop the Bleed” sprint
Experience
Command Mode dark theme
Monthly protection report

Features describe the planned launch version. Some features may vary by platform.

Proof = the source, timestamp, and amount used to detect each change — exportable as evidence.

What these features actually do

Cancel Kit
Step-by-step instructions to cancel 40+ services. We tell you exactly where to click and what traps to avoid (at launch).
Dark Pattern Radar
Some companies make cancelling intentionally confusing. We warn you about their tricks before you start (at launch).
Ghost Charge Detection
Flags charges that look unfamiliar and helps you review them — so nothing slips by unnoticed (at launch).
Forecast Engine
See exactly what’s coming out of your account over the next 3 months — bill by bill, month by month (at launch).
Stop the Bleed
Rank all your bills by cost. Swipe to keep or cut. See how much you’d save — all in about 7 minutes (at launch).

Good to Know

We’d rather you know upfront than find out later.

Alert reliability
Alerts require notifications enabled. Some battery, Focus, and Do Not Disturb settings can delay delivery.
Charge timing
Renewal times may be estimated unless a bill provides an exact time. You can edit dates and times anytime.
Your data
Bill data stays on your device. Optional analytics and crash logs are off by default and can be disabled anytime.
Platform availability
Android first. iOS follows. Some features may vary by platform at launch. Charge Watch uses optional notification access (Android) to read bill alerts you already receive — processed on-device.

Questions? Answered.

How does BillAlerts work without connecting to my bank?
BillAlerts works from what you already have — manual entry, statement screenshots, or bank push notifications — without syncing to your accounts.

On Android, Charge Watch can use optional notification access to read bank and merchant charge notifications you already receive and detect recurring charges. Processing happens on-device — nothing is uploaded (at launch).

No bank credentials. No account sync issues.
Is my data really private?
Your bill data stays on your device. We don’t store your bill data on our servers, and you don’t need to create a BillAlerts account to use the app.

If you delete the app, your local data is removed (device backups may retain some data, depending on your settings).

Waitlist emails are stored securely only for launch access.
When does BillAlerts launch?
BillAlerts is targeting Summer 2026 — Android first, then iOS.

Waitlist members get 1 month of Pro free at launch (limited-time offer).
What’s the difference between Free and Pro?
Free includes the core protection system:
  • Command Center
  • 3-layer alerts (7-day, 48-hour, 24-hour)
  • Basic change history
  • Cancel Kit preview
  • Lock screen widget
Pro (planned pricing: $12.99/month or $99.99/year) unlocks:
  • Charge Watch automation (Android notification access; Android at launch)
  • Full Cancel Kit (guided cancellation + step-by-step guides)
  • Proof Ledger (timestamped proof you can reference/export)
  • Forecast Engine (3-month forecast)
  • Dark Pattern Radar (cancellation trap warnings)
  • Stop the Bleed sprint mode
  • Ghost Charge Detection
  • Command Mode theme
  • Unlimited bills
Features may vary by platform at launch.
Can I cancel Pro anytime?
Yes — you can cancel through your Google Play or App Store subscription settings anytime.

No cancellation fees. Your Free features stay active; you’ll just lose Pro-only features.
How is this different from setting a calendar reminder?
A calendar reminder just beeps. BillAlerts does more than beep:
  • Multi-stage cadence every cycle (7-day, 48-hour, 24-hour)
  • Actionable alerts (Confirm / Snooze / Protect)
  • Optional follow-ups if you don’t confirm
  • Change detection + proof (what changed, how much, yearly impact)
Calendar reminders don’t detect changes, don’t follow up intelligently, and don’t show proof.
How is BillAlerts different from Rocket Money?
Rocket Money Premium is typically $7–$14/month and is designed to work by linking financial accounts to help identify and manage recurring charges.

BillAlerts is built to work without connecting your accounts — using manual entry, on-device statement screenshots, and (on Android) optional Charge Watch notification detection.

BillAlerts also focuses on:
  • Proof Ledger (timestamped evidence of changes/charges)
  • Cancel Kit guides + cancellation-trap warnings
  • 3-layer alert system every cycle
Rocket Money and BillAlerts take different approaches: Rocket Money emphasizes account-linked automation and concierge-style help; BillAlerts emphasizes on-device privacy, proof, and control.
What happens when a price changes?
BillAlerts flags the change before the next renewal, shows before vs. after, calculates the yearly impact, and saves the proof.

Then you decide: Confirm, Protect, or Cancel/Downgrade.
What if I forget to open the app?
You don’t need to keep BillAlerts open. Alerts are scheduled on your device and delivered by your phone’s notification system when notifications are enabled.

Just make sure notifications are enabled — and note that some battery/Focus/Do Not Disturb settings can delay delivery.

Who Built This

Mohammed
Founder

I used to sign up for every free trial I found. Forgot about all of them. Got charged for every single one.

Then I started missing real bills — rent, insurance, utilities — not because I couldn’t pay, but because I didn’t see them coming.

I looked for something that could just tell me what’s coming and prove when prices changed — without handing over my bank credentials. Nothing did both. So I built it.

No bank login isn’t a limitation. It’s the point. Your financial data should stay on your phone, not on someone else’s server.

Every bill.
Protected.

Alerts at 7d, 48h, 24h. Proof when prices change. Built so you know first.

Waitlist perk: Pro free for 1 month at launch. $12.99/mo after. Cancel anytime. No credit card.

Email only for launch access. No resale. Targeting Summer 2026 — Android first, iOS follows.

Free tier included Android first, iOS next Bill data stays on your device
Get Early Access Try Demo