Every Bill. Protected.

Catch upcoming bills, price hikes, and forgotten trials before they charge.

3 alerts before you're charged. Proof when the price changes. No bank login required.

Free includes 3 bills + 2 trials. No credit card needed.

Launching Summer 2026 · Android first · Free tier included · Waitlist gets 1 month of Pro free
3 alerts per cycle No bank login On-device bill data
No data resale Manual tracking works offline Delete anytime

43% of Americans say monthly streaming billing leaves them paying for unused time.

Bango U.S. consumer research, March 2026

Know what’s due before it hits
Catch price changes before the next charge
🔒Track bills privately, without bank logins
Act before a trial renews or a bill drifts

How BillAlerts Stays Ahead of Each Charge

The problem isn’t just the charge. It’s the surprise. Add once — BillAlerts handles every cycle after that.

Add your bills your way

Add bills manually, from a screenshot, or from optional bank-notification detection on Android. Your bill data stays on your device.

Get 3 alerts before each charge

BillAlerts reminds you 7 days, 48 hours, and 24 hours before upcoming bills when notifications are enabled. If a price changes, it flags it with proof.

Confirm it and keep moving

Mark a bill as seen, snooze it, or take action. BillAlerts keeps monitoring the next cycle automatically.

Your bill data stays on your device.

Where your data lives: Your phone On-device OCR Local database Local alerts

No screenshots uploaded. Waitlist email stored securely for launch access only. Optional analytics and crash logs only if you enable them.

Stored on device
Bills, OCR text, alert history
We never ask for
Bank logins and passwords
Optional
Crash logs & analytics (you choose)
Delete anytime
Uninstall removes local data (unless your device backup restores it)

See the System Before You Need It

From upcoming bills to proof of price changes — every screen is built to help you understand and act on what’s coming.

Know your status in one glance.

Your alerts change color as due dates approach. Clear when you're safe. Gold when it's close. Red when it's time to act.

$
BILLALERTSnow
7 DAYS
Spotify — $12.99 in 7 days
On schedule. No changes detected.
7 DAYS
48 HOURS
24 HOURS

How BillAlerts Is Different

Compared with common features publicly described by apps like Rocket Money, Monarch, Bobby, PocketGuard, and Copilot as of March 2026.

Other Bill Apps
BillAlerts
Bank login
Often relies on linked financial accounts for auto-detection
Never needed
Alerts per bill
Varies — often a single upcoming-bill reminder
3 layers — 7d, 48h, 24h
Cancellation help
Some offer help (may require account credentials)
Step-by-step cancel guides for popular services (at launch)
Cancellation trap warnings
Not a standard feature in the products we reviewed
Flagged before you cancel (at launch)
Price change proof
Some flag increases; few offer a proof record
Old vs. new with timestamped proof
Charge forecast
Some apps offer forecasts (e.g. Monarch)
Bill-level, 3 months out (at launch)
Guided bill-cut review
Not a standard feature in the products we reviewed
7-minute guided review (at launch)
Your data
Often requires connecting financial accounts
On-device by design
Business expenses
CSV exports common; dedicated toggle less common
Toggle + CSV export (at launch)
Price
Often $7–$15/mo; some charge negotiation fees
Free + $12.99/mo Pro

Comparison based on publicly available information as of March 2026 and may change. Rocket Money Premium uses a “pay what you think is fair” model, typically $7–$14/mo. Monarch costs $14.99/mo or $99.99/yr. Bobby’s official site links to the iOS App Store. Copilot is available on iPhone, iPad, Mac, and Web (no Android app listed). BillAlerts features marked “at launch” reflect planned functionality for the initial release. Alerts require notifications enabled and may be affected by device settings.

Built from real bill pain

Early testers shaped how BillAlerts works. Here’s what they told us — and what we built.

💼
Asked for business expense tracking
Led to plans for Business Mode — toggle between personal and business bills with separate exports (at launch).
🏠
Wanted rent and car payments, not just Netflix
Led to universal bill support — 20 categories covering subscriptions, housing, utilities, insurance, and more.
🔒
Asked how it’s different from Rocket Money
Led to Charge Watch + no bank login positioning — automation from notifications you already receive, not account credentials.

Watch It Work

25-second overview, then try the interactive demo below.

Charge Watch Demo

Watch the engine work.

Upload a bank statement screenshot, or use our sample. Watch the system detect bills, catch price changes, and show proof.

or skip straight to the good part

Interactive preview — runs locally in your browser. No files uploaded or stored.

On-device OCR in the appBill data stays on your deviceDelete anytime

Analyzing your statement…

  • Scanning statement…
  • Identifying commitments…
  • Checking for changes…
  • Building alert schedule…

5 commitments identified

3 recurring · 1 trial · 1 price change caught

Groceries
Whole Foods MarketWeekly pattern
$87.42
Rent
Property Management CoRecurring
$1,850.00
Music
Spotify PremiumRecurring
$12.99
Streaming
Netflix+25% increase
$22.49
Trial
HuluTrial ending
$0.00
!
Price change detected — Netflix
Was $17.99 → Now $22.49. Billing date shifted. Review proof before next renewal.
CHARGE WATCH · PRICE CHANGE CAUGHT

Netflix

Last charge$17.99Jan 12
Next charge$22.49Feb 10
+25%Price increase
+$54.00Extra per year
12th → 10thBilling day moved

Charge Watch caught the change. Proof Ledger recorded the evidence. Flagged before renewal. Your bank statement just showed a different number.

Get Early Access — Free

What Catching It Early Actually Looks Like

Caught a $54/year price hike
Netflix raised the price. BillAlerts flagged the change, showed old vs. new with timestamps, and calculated the yearly impact — before the next charge.
Proof Ledger
Found a forgotten trial
A free trial was about to convert to $14.99/month. The 48-hour alert fired — cancelled with 2 days to spare.
3-Layer Alerts
Cut 3 bills in 7 minutes
Stop the Bleed ranked bills by annual cost. Three services weren’t worth it. Cancel Kit walked through each one step by step.
Stop the Bleed

Illustrative scenarios based on planned features at launch.

Everything You Get

5 features free. 10 more with Pro.

Launch note: Some features are planned for the initial Android release and are labeled below where relevant. iOS follows after launch.

Free

$0
forever · up to 3 bills + 2 trials

For staying ahead of a few key bills. 3-layer reminders, dashboard, and basic change tracking.

Get Early Access
Best Value

Pro

$12.99/mo
or $99.99/year ($8.33/mo)

For automation, proof, and deeper control. Unlimited bills, Charge Watch, proof history, forecast, and cancellation tools.

Get Early Access
Free Pro
Protection
3 reminders per bill (7d, 48h, 24h)
Command Center dashboard
Price change detection
Cancel difficulty rating (at launch)
Lock screen widget (at launch)
Intelligence
Unlimited bills
Auto-detect charges from bank notifications (Android at launch)
3-month charge forecast
Ghost Charge Detection
Timestamped proof for every charge
Cancel Tools
Step-by-step cancel guides for popular services (at launch)
Cancellation trap warnings
7-minute “Stop the Bleed” sprint
Experience
Command Mode dark theme
Monthly protection report

Features describe the planned launch version. Some features may vary by platform.

Proof = the source, timestamp, and amount used to detect each change — exportable as evidence.

What these features actually do

Cancel Kit
Step-by-step cancel guides for popular services (at launch).
Dark Pattern Radar
Warns you about cancellation tricks before you start (at launch).
Ghost Charge Detection
Flags unfamiliar charges so nothing slips by unnoticed (at launch).
Forecast Engine
3-month projection of upcoming charges, bill by bill (at launch).
Stop the Bleed
Rank bills by cost, swipe to keep or cut, see your savings (at launch).

What to Know Before Launch

We’d rather you know upfront than find out later.

Alert reliability
Alerts require notifications enabled. Some battery, Focus, and Do Not Disturb settings can delay delivery.
Charge timing
Renewal times may be estimated unless a bill provides an exact time. You can edit dates and times anytime.
Your data
Bill data stays on your device. Optional analytics and crash logs are off by default and can be disabled anytime.
Platform availability
Android first. iOS follows. Some features may vary by platform at launch. Charge Watch uses optional notification access (Android) to read bill alerts you already receive — processed on-device.

Questions? Answered.

How does BillAlerts work without connecting to my bank?
BillAlerts works from what you already have — manual entry, statement screenshots, or bank push notifications — without syncing to your accounts.

On Android, Charge Watch can use optional notification access to read bank and merchant charge notifications you already receive and detect recurring charges. Processing happens on-device — nothing is uploaded (at launch).

No bank credentials. No account sync issues.
Is my data really private?
Your bill data stays on your device. We don’t store your bill data on our servers, and you don’t need to create a BillAlerts account to use the app.

If you delete the app, your local data is removed (device backups may retain some data, depending on your settings).

Waitlist emails are stored securely only for launch access.
When does BillAlerts launch?
BillAlerts is targeting Summer 2026 — Android first, then iOS.

Waitlist members get 1 month of Pro free at launch (limited-time offer).
What’s the difference between Free and Pro?
Free includes the core protection system:
  • Command Center
  • 3-layer alerts (7-day, 48-hour, 24-hour)
  • Basic change history
  • Cancel Kit preview
  • Lock screen widget (at launch)
Pro (planned pricing: $12.99/month or $99.99/year) unlocks:
  • Charge Watch automation (Android notification access; Android at launch)
  • Full Cancel Kit (guided cancellation + step-by-step guides)
  • Proof Ledger (timestamped proof you can reference/export)
  • Forecast Engine (3-month forecast)
  • Dark Pattern Radar (cancellation trap warnings)
  • Stop the Bleed sprint mode
  • Ghost Charge Detection
  • Command Mode theme
  • Unlimited bills
Features may vary by platform at launch.
Can I cancel Pro anytime?
Yes — you can cancel through your Google Play or App Store subscription settings anytime.

No cancellation fees. Your Free features stay active; you’ll just lose Pro-only features.
How is this different from setting a calendar reminder?
A calendar reminder just beeps. BillAlerts does more than beep:
  • Multi-stage cadence every cycle (7-day, 48-hour, 24-hour)
  • Actionable alerts (Confirm / Snooze / Protect)
  • Optional follow-ups if you don’t confirm
  • Change detection + proof (what changed, how much, yearly impact)
Calendar reminders don’t detect changes, don’t follow up intelligently, and don’t show proof.
How is BillAlerts different from Rocket Money?
Rocket Money Premium is typically $7–$14/month and is designed to work by linking financial accounts to help identify and manage recurring charges.

BillAlerts is built to work without connecting your accounts — using manual entry, on-device statement screenshots, and (on Android) optional Charge Watch notification detection.

BillAlerts also focuses on:
  • Proof Ledger (timestamped evidence of changes/charges)
  • Cancel Kit guides + cancellation-trap warnings
  • 3-layer alert system every cycle
Rocket Money and BillAlerts take different approaches: Rocket Money emphasizes account-linked automation and concierge-style help; BillAlerts emphasizes on-device privacy, proof, and control.
What happens when a price changes?
BillAlerts flags the change before the next renewal, shows before vs. after, calculates the yearly impact, and saves the proof.

Then you decide: Confirm, Protect, or Cancel/Downgrade.
What if I forget to open the app?
You don’t need to keep BillAlerts open. Alerts are scheduled on your device and delivered by your phone’s notification system when notifications are enabled.

Just make sure notifications are enabled — and note that some battery/Focus/Do Not Disturb settings can delay delivery.

Who Built This

Mohammed
Founder

I used to sign up for free trials, forget about them, and get charged anyway. Then I started missing real bills too — not because I couldn’t pay, but because I didn’t see them coming.

I wanted something that could warn me early, show me when prices changed, and do it without asking for my bank login. I couldn’t find it, so I built BillAlerts.

No bank login isn’t a limitation. It’s the point. Your financial data should stay on your phone, not on someone else’s server.

Every bill.
Protected.

Join the waitlist for launch access, 1 month of Pro free, and early access to BillAlerts on Android.

Waitlist perk: Pro free for 1 month at launch. $12.99/mo after. Cancel anytime. No credit card.

Email only for launch access. No spam. No resale.

Free tier included Android first, iOS next Bill data stays on your device
Get Early Access Try Demo